For Individuals

At Shoemaker Financial, we believe a well-rounded financial strategy is crucial in this ever-changing market. We start by helping you identify your goals and assess where you are relative to those goals. We evaluate your options and recommend strategies to get you where you want to be. We don’t stop there. We help you implement these strategies, if you choose to, by tailoring specific product recommendations to accomplish your goals. Then, we continually monitor your financial situation to ensure you remain on track to achieve your financial dreams. As a full-service provider, we give you the tools, insights, and customized financial strategies to help turn your goals into reality.

Financial Planning 

Your life is made of a million little moments and unforgettable experiences—some you plan for and some you would never imagine. Financial planning helps you prepare for both, so you can be confident in a future that is safe for you and those you love the most no matter what the future brings. Whether you are just getting started or want to check if you are on track for your goals, financial planning is valuable to anyone at any stage of life.

Investment Strategies 

Whether you are a young investor in your 20s or a senior well into retirement, you will find the guidance and insight you need at Shoemaker Financial. Our Investment Advisory team works with our financial advisors to provide high-quality service. Your financial situation is unique, and our team of experts can help you customize a strategy that meets your goals. Build the future you want with Shoemaker. 

Retirement Strategies

We can help you set the coordinates for a secure retirement strategy, keeping your dreams on course. Once we have your retirement strategy in place, we can help manage things going forward, allowing for any challenges or changes of heart along the way. Knowing that all your finances are in order can give you a sense of security so that you can spend less time worrying and more time doing the things you love.

Estate Planning 

Sound estate planning is an important piece of your overall investment strategy. It is a personal, intricate, and often overwhelming process. We help you navigate the path so that your future and family are not left to chance. Together we can determine your estate planning goals and actively work with your estate planning attorney to develop the strategies that will help meet your needs. We understand that documents like trusts and wills could never replace memories. But what they can do is help design a legacy that reflects your dreams and your values while protecting your loved ones according to your wishes.

Tax Planning Strategies

Project federal income taxes, evaluate tax-minimizing strategies and investigate tax-favored investments.

Asset Management

You and your family (partner, spouse) work hard to accumulate assets over a lifetime. The hope is that, when the time comes for you to leverage those assets, they’ll be there for you to benefit from. Asset Management service is all about helping you manage YOUR financial assets using a prudent and conscientious approach. Individuals and families depend on the assets they accumulate over the years, being able to sustain them later in life – in retirement or in the event of an unforeseen need. However, not everyone has the time to monitor and manage those assets. And even if you do have the time, you might not have the skills and patience to do so. In not managing your assets diligently over your accumulation phase, you could leave them exposed to erosion, destruction, or depletion. The result: You might not have those assets (or a significant portion of them) in times of need.

Insurance 

Along with investing for the future and saving for retirement, securing insurance is one of the most important economic decisions you’ll make. Insurance provides a financial safety net for your loved ones, guaranteeing they are financially protected should something happen to you. It can give your family the funds to maintain their quality of life, cover monthly bills, provide a college education, or just give them one less thing to worry about. Insurance is one thing you can take care of today so that your family is taken care of tomorrow. Our team of experts at Shoemaker can help you determine how much insurance you need and what type of life insurance is right for you. Let us help you protect the ones you love both now and, in the years, to come.

Term Life Insurance
  •  Coverage lasts for a specific period and is often the simplest and most affordable insurance option.
  •  Premiums will not increase over the course of the term.
  •  It generally provides the largest immediate death benefit at the lowest cost.
  •  If your needs change, you may have the option to convert your coverage to a permanent life insurance policy that will last a lifetime.
  •  Term life insurance can help your family by covering funeral and final expenses, paying off debts like a mortgage or loans, or assisting with childcare and college expenses.
Permanent Life Insurance
  •  Coverage provides a lifetime of financial protection that you can count on.
  •  Permanent life insurance offers tax-advantaged cash value that builds over time.
  •  Cash can be used for emergencies or as supplemental retirement income.
  •  Premiums can either remain fixed or be adjusted based on your budget changes.
  •  There are a wide array of options and coverage to help meet your family’s unique needs.
  •  Ensure a secure future for those who are financially dependent on you.
Disability Insurance
  •  Provides replacement income if you are unable to work due to illness or injury
  •  Offers short-term or long-term coverage options depending on your needs
  •  Can help meet your expenses like food, utilities, mortgage, and car payments
  •  Helps to maintain your standard of living
  •  Gives you financial security until you can get back on your feet and return to work
Long-Term Care Insurance
  •  Provides support and resources to help cover the costs of necessary medical or personal care services that are not covered by your regular health insurance
  •  Helps protect your assets and your independence, giving you control over how and where you receive long-term care
Life insurance products contain fees, such as mortality and expense charges (which may increase over time), and may contain restrictions, such as surrender periods. All guarantees are subject to the financial strength and claims-paying ability of the issuing insurance company. Please keep in mind that the primary reason to purchase a life insurance product is the death benefit.​ Policy loans and withdrawals may create an adverse tax result in the event of a lapse or policy surrender and will reduce both the cash value and death benefit.
 
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