It’s an obvious truth: Retirement changes your life. You are no longer obligated to fulfill the duties of regular employment. Other changes reveal themselves in more subtle ways, both positive and negative. You are more prone to experience health challenges.
Enjoying a comfortable retirement depends on how well you prepared ahead of time to support your desired lifestyle, and how well you keep a pulse on your financial well-being after you retire. You may need to check periodically to ensure you can continue to afford retirement and health-care needs, no matter how much planning you did beforehand.